Flexible Lease-to-Own Financing: Get the Furniture You Love Today!

 At Direct Discount Furniture & Mattress, we make it easy to furnish your home with our hassle-free lease-to-own financing options. No credit needed—enjoy affordable monthly payments and own your furniture over time. Apply today and bring home the style and comfort you deserve!

Snap Finance Requirements

Snap Finance offers flexible financing solutions with no credit needed! To qualify, you'll need to meet the following requirements:

Be at least 18 years old

Have an active checking account with at least $1,000 in monthly income

Provide a valid Social Security Number or ITIN

Maintain a steady source of income

Have a valid debit or credit card for automatic payments

 

Acima Finance

Acima makes it easy to take home the furniture you want today with flexible payment options that fit your budget! Acima offers lease-to-own financing with no credit needed!

 

 

 Progressive Leasing

Progressive Leasing offers a simple and flexible lease-to-own option with no credit needed!

 

 

Koalafi  Financing, Requirements:

Bank Account: You need to have a personal checking account open for at least 3 months.

Income: A minimum monthly income of $1,000 is required.

Account Status: Your account should have no overdrafts in the last 30 days and maintain a minimum balance of $45 at the time of approval.

Initial Payment: A $49 initial payment is required at the time of approval.

Credit Check: Although no credit is needed, Koalafi performs a credit check as part of the application process

 

 

American First Finance

 

• Age & Residency:

• Customers must be at least 18 years old and reside in the U.S.
• Steady Income:
• Customers must have proof of a steady income, as AFF often does not rely solely on credit scores. This could be through employment or another regular source of income.
• Valid Identification:
• Customers must provide a valid government-issued ID (e.g., driver’s license, state ID).
• Bank Account or Debit Card:
• A customer must have an active checking account or a valid debit card for the financing application.
• Down Payment (If Applicable):
• Some customers may be required to make a small down payment at the time of purchase, depending on their financing approval terms.
•