Leasing

Flexible Financing & Lease-to-Own Options

Get the Furniture You Love Today!

At Direct Discount Furniture & Mattress, we make it easy to furnish your home with our hassle-free financing and lease-to-own options. No credit option—enjoy affordable monthly payments and own your furniture over time. Apply today and bring home the style and comfort you deserve!

💳 Buy Now, Pay Over Time

Traditional financing with flexible payment plans

About Affirm

Affirm offers transparent, flexible payment plans with no hidden fees. Pay over time with fixed monthly payments and see the total cost upfront—no surprises.

  • ✓ Flexible payment terms (3, 6, or 12 months)
  • ✓ Instant decision
  • ✓ See your rate before you buy
  • ✓ Easy online application

🏠 Lease-to-Own Options

No credit needed - flexible lease-to-own programs

Snap Finance

About Snap Finance

Snap Finance provides lease-to-own financing up to $5,000 with a simple application process. Get approved in seconds and take your furniture home today.

  • ✓ Get approved for up to $5,000
  • ✓ No credit needed - 90% approval rate
  • ✓ Instant decisions
  • ✓ Flexible payment plans
  • ✓ 100-day purchase option available

About Koalafi

Koalafi provides flexible lease-to-own financing designed to help you get the furniture you need with affordable payment options.

  • ✓ No credit needed
  • ✓ Quick and easy approval process
  • ✓ Flexible payment schedules
  • ✓ Early buyout options available
  • ✓ Take your furniture home today

About Progressive Leasing

Progressive Leasing offers a simple lease-to-own solution with flexible payment options and no credit needed. Get an instant decision and take your furniture home today.

  • ✓ No credit needed - alternative approval process
  • ✓ Instant decision
  • ✓ 90-day purchase option available
  • ✓ Flexible payment schedules (weekly, bi-weekly, or monthly)

Initial Payment Amount: $49 IP — "The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection."

90-day/Early Purchase Options: "Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options."

Acima

About Acima

Acima offers lease-to-own solutions that make it easy to get the furniture you need without using credit. Enjoy flexible payment options and own your items over time.

  • ✓ No credit needed to apply
  • ✓ Instant decision
  • ✓ Flexible payment options
  • ✓ Early purchase discounts available
  • ✓ Same-day shopping available

Ready to Get Started?

Choose your preferred financing partner above and apply today to bring home the furniture you love!

Contact Us for Help

Why Choose Our Financing Options?

  • ✓ Multiple financing partners to fit your needs
  • ✓ No credit needed options available
  • ✓ Quick and easy approval process
  • ✓ Affordable monthly payments
  • ✓ Take your furniture home today